Sunday, February 12, 2017

How-to-Do a Safe BHIM Pay Transaction


Today’s  How-to-Do topic describes simple steps to do a Safe BHIM Transaction

The steps can are divided into five actions.

Step 01 – Obtain the recipient’s Virtual Payment Address (VPA)

Step 02 - Conform that the net connection is up and steady

Step 03 – Key in the recipients Virtual Payment Address (VPA)

Step 04  - Click on Verify. Once the recipient’s name is displayed, conform that the name tallies with the recipient you want to remit money

Step 05 – Input the Amount, Add ‘Remarks’, remarks are an important factor for reconciling your transactions. Input your UPI password and execute a Safe BHIM Pay Transaction

View my video on How-to-Do a Safe BHIM Transaction





          

Saturday, February 4, 2017

Andhra Pradesh – List of Bank Holidays in Year 2017 under Negotiable Instruments Act, 1881


         

All Banks in any State have to adhere to the List of Holidays declared by the respective State Government under Section 25 of the Negotiable Instruments Act, 1881

         Government of Andhra Pradesh vide its Gazette Notification No.775 dt. December 9, 2016, declared 19 Holidays under N.I Act 1881.

         Holidays falling on normal week days ---- 17
        
S.No
Occasion/Festival
Date
Day
1
Republic Day
26.01.2017
Thursday
2
Ugadi
29.03.2017
Wednesday
3
Annual closing of Accounts
01.04.2017
Saturday
4
Sri Ram Navami / Babu Jagjivan Ram’s Birthday
05.04.2017
Wednesday
5
Good Friday / Dr. B.R. Ambedkar’s Birthday
14.04.2017
Friday
6
May Day
01.05.2017
Monday
7
Ramzan  (ID-UL-FITR)
26.06.2017
Monday
8
Independence Day
15.08.2017
Tuesday
9
Vinayaka Chavithi
25.08.2017
Friday
10
Bakrid  (ID-UL-AZHA)
02.09.2017
Saturday
11
Durgashtami
28.09.2017
Thursday
12
Vijaya Dasami / Dussehra
30.09.2017
Saturday
13
Mahatma Gandhi Jayanthi
02.10.2017
Monday
14
Deepavali
19.10.2017
Wednesday
15
Karthika Purnima / Gurunanak Jayanthi
04.11.2017
Saturday
16
Milad un Nabi
01.12.2017
Friday
17
Christmas
25.12.2017
Monday

         There are few festivals which fall on Sundays or 2nd/4th Saturdays. Such festivals are as under: -
S.No
Occasion/Festival
Date
Day
1
Sankranthi / Pongal
14.01.2017
2nd Saturday
2
Holi
12.03.2017
Sunday
3
Moharrum
01.10.2017
Sunday


This means any Bank in Andhra Pradesh having official working days on Sundays, will have to observe the above days as holidays.

In a bold step, Government of Andhra Pradesh has declared that there shall not be more than two consecutive holidays for financial institutions located in the state under N.I.Act, 1881.
Hence, e holidays for the following two festivals have been cancelled for the year 2017.
S.No
Occasion/Festival
Date
Day
1
Mahasivarathri
24.02.2017
Before 4th Saturday
2
Krishnashtami
14.08.2017
After 2nd Saturday and Sunday

         Government of Andhra Pradesh is promoting CashLess payments in a big way to reduce the need for public to visit bank branches.

         The following banner on CashLess Payments welcomes visitors to the official portal http://www.ap.gov.in/



        
        


                  

Sunday, January 29, 2017

All you need to know about Aadhaar Response Codes


#UIDAI, #Aadhaar

          More and more residents are using their Aadhaar numbers to authenticate themselves. Basing on Aadhaar authentications, residents can avail a number of services.

Total Aadhaar Authentications done as on 29/01/2017 morning - 406,33,95,392

Day by day, residents using Aadhaar authentication is on the increase.

In simple terms, Aadhaar Authentication is a process by which Aadhaar number along with Aadhaar holder’s personal information (biometric/demographic) is submitted to UIDAI and UIDAI responds only with a “Yes/No”.

          Basing on the request, the authentication can be Demographic or Biometric.

          The Aadhaar Demographic authentication is for Name,Gender,DOB,Address as maintained in the UIDAI Database for the respective Aadhaar number.

          The Aadhaar Biometric authentication is to authenticate the Fingerprints or IRIS Scan maintained in the UIDAI Database for the respective Aadhaar number.

Following are the Aadhaar Authentication Offerings:

Type 1 Authentication – Through this offering, service delivery agencies can use Aadhaar Authentication system for matching Aadhaar number and the demographic attributes (name, address, date of birth, etc) of a resident.

Type 2 Authentication - This offering allows service delivery agencies to authenticate residents through One-Time-Password (OTP) delivered to resident's mobile number and/or email address present in CIDR.

Type 3 Authentication - Through this offer ing, service delivery agencies can authenticate residents using one of the biometric modalities, either iris or fingerprint.

Type 4 Authentication - This is a 2-factor authentication offering with OTP as one factor and biometrics (either iris or fingerprint) as the second factor for authenticating residents.

Type 5 Authentication - This offering allows service delivery agencies to use OTP, fingerprint & iris together for authenticating residents.

          Like every technical transaction, at times the Aadhaar authentication may fail. There are various scenarios in which the authentication may fail.

          The scenarios are described here. The respective error code displays an actionable message. Basing on the actionable message the resident can take further action.

Error Code
ACTN
Actionable Message
Brief Explanation
996
A401
Aadhaar cancelled being a duplicate.
Resident shall use valid Aadhaar.

Use only a valid Aadhaar number. A resident cannot have two Aadhaar numbers

Error Code
ACTN
Actionable Message
Brief Explanation
996
A402
Aadhaar cancelled due to disputed enrolment.
Shall re-enrol if resident doesn’t have a valid Aadhaar.

Call up Aadhaar Call Centre @ 1947  to ascertain the reasons and take steps to follow the laid down process


Error Code
ACTN
Actionable Message
Brief Explanation
996
A403
Aadhaar cancelled due to technical Issues.
Resident shall contact UIDAI contact centre.

Call up Aadhaar Call Centre @ 1947  to ascertain the reasons and take steps to follow the laid down process



Error Code
ACTN
Actionable Message
Brief Explanation
996
A404         
Aadhaar cancelled due to disputed enrolment (BE).
Shall re-enrol if resident doesn’t have a valid Aadhaar.

Call up Aadhaar Call Centre @ 1947  to ascertain the reasons and take steps to follow the laid down process



Error Code
ACTN
Actionable Message
Brief Explanation
996
A405
Aadhaar cancelled due to errorneous enrolment (Iris).
Shall re-enrol if resident doesn’t have a valid Aadhaar.

Call up Aadhaar Call Centre @ 1947  to ascertain the reasons and take steps to follow the laid down process



Error Code
ACTN
Actionable Message
Brief Explanation
997
A301
Aadhaar suspended due to inactivity.
Resident shall follow the Reactivation process.

Clarifications awaited

Error Code
ACTN
Actionable Message
Brief Explanation
997
A302
Aadhaar suspended due to Biometrics integrity issue.
Resident shall visit Permanent Enrolment Centre with document proofs for update.
Updates can be done through physical visit to your nearest Aadhaar Service Centre



Error Code
ACTN
Actionable Message
Brief Explanation
997
A303
Aadhaar suspended due to Demographic integrity issue.
Resident shall visit Permanent Enrolment Centre / UIDAI website with document proofs for update.

Updates can be done through physical visit to Aadhaar Service Centre or through web uploads

Error Code
ACTN
Actionable Message
Brief Explanation
997   
A304
Aadhaar suspended due to Address dispute.
Resident shall visit Permanent Enrolment Centre with document proofs for update.

Visit your nearest Aadhaar service centre with the necessary documents to capture the fresh adders in the respective Aadhaar number



Error Code
ACTN
Actionable Message
Brief Explanation
997
A305
Aadhaar suspended due to Photo dispute.
Resident shall visit Permanent Enrolment Centre with document proofs for update.

Visit your nearest Aadhaar service centre with the necessary documents to capture a fresh photo and upload in the respective Aadhaar number

Error Code
ACTN
Actionable Message
Brief Explanation
997
A306
Aadhaar suspended due to Age dispute.
Resident shall update the age.

Visit your nearest Aadhaar service centre along with supporting documents and update your details.



Error Code
ACTN
Actionable Message
Brief Explanation
997   
A307
Aadhaar suspended since child has not updated biometrics after age of 5.
Resident shall update the biometrics.

The age validation is done with the records available in UIDAI Database.  Visit your nearest Aadhaar service centre and update your biometrics

Error Code
ACTN
Actionable Message
Brief Explanation
997
A308
Aadhaar suspended since resident has not updated biometrics after age of 15.
Resident shall update the biometrics.

The age validation is done with the records available in UIDAI Database.  Visit your nearest Aadhaar service centre and update your biometrics



Error Code
ACTN
Actionable Message
Brief Explanation
997   
A309
Aadhaar is locked by resident.
Resident shall follow the Un-locking process.

Login into the specified UIDIA Portal and unlock your Aadhaar biometrics

Error Code
ACTN
Actionable Message
Brief Explanation
998
A201
Aadhaar number is incorrect.
Resident shall use correct Aadhaar.

Please key in your Aadhaar Number only



Error Code
ACTN
Actionable Message
Brief Explanation
998
A202
Authentication temporarily not available, resident shall retry after sometime.

Connectivity issue, please wait!!!