Saturday, September 17, 2016

BOB *99# USSD Banking APP

              Bank of Baroda with the Tagline of India’s International Bank has unveiled *99# USSD Banking APP for its customers.

              This *99# USSD Banking APP rides on National Payments Corporation of India’s (NPCI) USSD Banking channel.

              Bank of Baroda has a physical presence through 5,370+ branches spread through length and breadth of India.

              The branches are concentrated in western part of India, as the foundation of the Bank was laid in 1908 in Baroda.

              Out of the 5,370 plus branches, 63% of its branches are in Semi-Urban and Rural areas. If Bank of Baroda can find a way to subsidise the Session charges of Telcos in USSD, it can see high transaction volumes through this APP.

              The APP requires Internet availability to download. Once the APP is installed, no internet is required. The banking transactions are through USSD sessions.

Basic Banking services like Balance Enquiry, Mini statement, Fund transfer and more can be accessed using the application.

              As on date, there is no dedicated page on the banks website for *99# USSD Banking APP. However, there is a dedicated page of USSD Mobile Banking Service.

              The BOB *99# USSD Banking APP is available on Google Playstore.

              Looking forward to Safe Banking through BOB *99# USSD Banking APP

Thursday, September 15, 2016

Abhay – An APP by IDBI Bank to let customers control their Debit Cards

          One of the major challenges faced by Bank Debit Card holders is the inability to take immediate safeguards to block probable fraudulent activities on the debit cards.
          In the initial days, Debit card holders had to contact their base branch, to BLOCK the card, to prevent probable fraudulent activities. As technology improved, customers could contact a centralized customer care phone number or SMS key words to BLCOK the debit card.
          As technology further improved, Banks have launched APPS on Google Playstore to enable Bank Debit Card Holders to control transaction features on their debit cards.
          IDBI Banks ‘Abhay’, is one such APP.
Abhay Card.  ‘Abhay’- Instant, anywhere Card Control Application
The chief objective of IDBI Bank 'Abhay' mobile app is to empower IDBI Bank customers' to gain personal control over their debit cards and safeguard them against any probable fraudulent activities on their debit card.
IDBI Bank customers can now set preferred controls to match the desired usage of your debit cards instantly using your Smartphone. Remember, ‘Smartphone’.
Abhay Card Control App gives you the following controls:
·       Lock/Unlock your Debit card: - No more worries regarding your card getting misused without your knowledge. You can keep your Debit card turned OFF and turn it ON only when you want to use it. All this is possible instantly with a single touch.
·       Set Card Limits: - You have the flexibility to set your own daily transaction limits for ATM and POS usage. For example, if your daily ATM withdrawal and POS usage limits are 25,000 each, then you can set your transaction limits as per your requirement within the prescribed limit.
·       Customizing Transactions:- Depending on your requirement, you can also enable/disable your card for specific type of transactions- ATM or POS. For Example, if you do not wish to use your card for purchases, you can disable POS transactions by setting the POS limit to zero.
·       Keep track:- No need to visit the branch/ATM to get the details of your recent transactions. You can view the last 5 transactions of your account instantly.
As of now, it is available on Google Play Store. Coming soon on IOS.

IDBI Bank has posted FAQs on its website to enable its customers to make most of the Abhay Card Control App.
The Frequently Asked Questions (FAQs) are as under:-
Q1.What is Abhay Application?
Ans. Abhay as the name denotes is a securemobile application on the android platform
aesthetically designed for IDBI Bank customers to eradicate the fear of holding a debit card with the freedom to instantly control the card(s) from the comfort of ones smartphone.
Q2. What are the controls available with Abhay Application?
Ans. Following controls are available with Abhay Application:
Switch the card On/Off(Temporary Activation/Deactivation)
Set a daily transaction limit in Rupees for ATM & POS
Allow/Disallow transactions for specific channels such as ATM or POS
Display last 5 transactions in the account linked to the card
Change the PIN of the app (not the PIN of the Debit Card)
Q3. Do I need Mobile Internet for downloading and using the application?
Yes, you need a mobile internet/ GPRS data plan activated through your telecom operator on your mobile phone to download Abhay application.
Q4. Which phones are supported by Abhay application?
Currently Abhay application is available only for Android Phones having android version 4.1 or higher.
Q5. How do I sign up for Abhay application?
After Abhay application is successfully installed on your mobile phone you need to complete a one-time registration process. Use your customer id and the registered mobile number with IDBI Bank to generate an OTP. Key in the OTP received on your registered mobile and validate. Once the OTP has been validated the application ask you to set a secure four digit PIN of your choice. Choose your PIN and re- enter the same PIN to register.
Q6. How do I use Abhay Card?
On logging-in to the application, Debit cards issued to the customer will be displayed.
Customer will get options to Switch the card On/Off, Set a daily transaction limit, allow/Disallow transactions for specific channels such as ATM/POS, view last 5 transactions in the account linked to the card.
Q7. Can I use Abhay when I am traveling abroad?
Yes, you can use Abhayfrom anywhere in the world. Only thing you need is an internet connection activated on your mobile phone.
Q8. How can I set my debit card ATM/Pos& E- com limits with Abhay?
In the home screen you have the option to set your ATM/Pos& e-com limit separately. You will need to authenticate the process using the PIN created by you at the time of registration.
Q9. How do I lock/unlock my debit card(s) with Abhay?
In the home screen you have the option to lock/unlock your debit card. You will need to authenticate the process using the PIN created by you at the time of registration.
Q10. I have forgotten my Abhay PIN (personal identification number). What should I do?
Please use the PIN change option to set a new PIN.
Q11. What happens when I have locked my debit card using Abhay and have lost my mobile device?
You can download the Abhay Application from Play Store on your new android device and login with the existing credentials. In case you face issues while login in, you can use reregister option to re-register yourself.

Read the latest news about IDBI Bank here
Hope to see other banks too launching similar APPS with additional features

Monday, September 12, 2016

Tirupati set to welcome International Institute of Digital Technology (IIDT)

          Government of Andhra Pradesh, vide Government Order No 15 dated 30-06-2016 announced the setting up of IIDT.

          The first campus of IIDT will be set up in Tirupati-The Temple City,  and subsequently expand to other cities of Andhra Pradesh.

          IIDT will be first of its kind, for developing engineers and entrepreneurs with next level technology skills.

          The IIDT will have five ‘schools of excellence’, at temple town Tirupati.
          The five ‘Schools of Excellence’, are :-
  1. Internet of Things and Cloud,
  2. Cyber Security,
  3. Big Data Analytics,
  4. Model Computing and
  5. Digital User Experience

The objectives of IIDT are: To equip engineers and entrepreneurs with next generation technology skills.

Course Duration: -  1 year

Faculty: - Industry professionals through onsite or remote methodology

Finances: - Self-financing i.e Selected students will pay the 1 year fees. Scholarships may be announced in due course.

Government of Andhra Pradesh has announced budgetary support of INR 39.97 crores for creation of basic infrastructure and course content. IIDT will be self-sufficient from the 4th year onwards

Read the full Government Order here

Role Model: - Indian School of Business, Hyderabad

Location:-  IIDT  will be a 40,000 sqft facility inside the Sri Venkateswara University (SV), Tirupati . According to Andhra Pradesh IT secretary PS Pradyumnahim, with the kind of demand for skilled manpower that is there now, IIDT will fill the need in the shortest possible time by employing modern “outcome based” teaching technology.

It will be the first virtual university in the country once it is fully operational. The state government has sanctioned Rs. 40 crore for setting up the institute and plans on making it operational in 2016-2017 itself.

Faculty:-  IIDT course contents will focus on various technologies like Cloud Computing, Analytics, IoT and a lot more; technologies that the current educational system is unable to teach or cope up with. Hence, the faculty will also be industry experienced faculty. Faculty will interact with the students through Class room Mode or Virtual Mode.

          Number of Campuses:- Initially one at Tirupati.  Later will be extended to other cities through the Hub and Spoke model.

          As on date, there is no separate website for IIDT, Tirupati. 

Thursday, September 1, 2016

Safe ePayments @ Tamil Nadu Premier League

            The main aim of TNPL is to attract audience to view the matches LIVE in the grounds rather than viewing in their homes.

            All the effort has been directed to enhance the viewing experience. Though STAR India is the official broadcaster, the primary focus is on LIVE audience.

Tamil Nadu Premier League (TNPL) is an Indian Twenty20 cricket league established by the Tamil Nadu State Cricket Association (TNCA) in August, 2016. 

The domestic cricket competition is modelled along the lines of the popular Indian Premier League (IPL). In the first edition, only cricketers registered in Tamil Nadu are eligible for the competition.  Depending on the response, cricketers registered in other states too would be welcome. 

TNPL Duration: 24/08/2016 to 18/09/2016

1.     MA Chidambaram Stadium, Chennai.       
2.    NPR College Ground, Dindigul.       
3.    India Cement Company Ground, Tirunelveli.

01) Thoothukudi - Thoothukudi Sports & Entertainments Pvt Ltd
Bidding Amount:  INR 5.21 cr
Facebook page:

02) South Chennai - Metronation Chennai Television Pvt Ltd,
 Bidding Amount:  INR 5.13 cr
Facebook page:

03) Coimbatore - Lyca Productions Pvt Ltd,
 Bidding Amount:  INR 5.01 cr
Facebook page:
Twitter Handle:

 04) Madurai -

Bidding Amount:  INR 4.001 cr
Facebook page:
Twitter Handle:

05) Kancheepuram - Ruby Builders & Promoters,
Bidding Amount:  INR 3.69 cr
Facebook page:
Twitter Handle:

06) Thiruvallur - VB Cricket Academy,
Bidding Amount:  INR 3.48 cr
Facebook page:
Twitter Handle:

07) Dindigul - Take Solutions,
Bidding Amount:  INR 3.42 cr
Facebook page:

08) Karaikudi - Chettinad Apparels Pvt Ltd,
 Bidding Amount:  INR 3.3 cr
Facebook page:

07 ways in which the Joy of Safe ePayments can be spread through TNPL: 

Way No 01) Common Loyalty card for all the TNPL Fixtures, with points added for every social comment

Way No 02) Tie up with major eCommerce companies for a separate sub-page for each district highlighting the districts unique products

Way No 03) MDR absorbed by TNPL Management for sales through Credit/Debit/Wallets for refreshments at the match venues

Way No 04) Special discount tagged to the Teams performance on major eCommerce Sites. The discount to be dynamic changing with every ball bowled.

Way No 05) Issuance of personalized Debit Cards with the Teams Logos and names

Way No 06) Donation to charities through IMPS mode, with NIL Charges for the viewers -  both on site and off site

Way No 07) All merchandise inside the Playing venues to be sold through prepaid cards only. Cash transactions should be banned.

Facebook page of TNPL:
Twitter Handle of TNPL: