ESAF MICROFINANCE begun its journey in 1995 with initial focus in the state of Kerala. Over the years it has grown to 150+ branches with foot prints in Tamil Nadu, Maharashtra, Chattisgarh, Madhya Pradesh,Jharkand. ESAF MICROFINANCE has impacted more than 700 thousand poor households.
ESAF Society, Swasraya Producers Co Ltd., Healthcare Services P Ltd., Retial P Ltd., SHG Federation and Natural Resource ManagESAF Microfinance ent function under the umbrella ESAF group.
ESAF MICROFINANCE loan products are sub-divided into 16 types:
- Income Generation Loan
- General Loan
- Nirmal Loan
- Jeevandhara Loan
- Agriculture Loan
- Vidhyajyothi Loan
- Suryajyothi Loan
- Grihajyothi Loan
- Mobile Loan
- Micro Enterprise Loan – Dairy (MELD)
- Ultra Poor Loan
- Income Generation Loan (Dairy)
- Income Generation Loan (Special)
- Home Improvement Loan
- House Loan
- Home Loan - Gruha Sudhar & Gruha Nirman
This categorization of loans assists the processing officials to quickly take decisions.
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