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  Feb 20, 2026 About the Summit The India AI Impact Summit 2026 , held in New Delhi , convened policymakers, technologists, startups, researchers, and global delegates to deliberate on artificial intelligence , governance frameworks , and the architecture of digital ecosystems. It was positioned as a platform to showcase innovation, interoperability , and the future of intelligent systems. A Scene Between Algorithms Inside the halls, the light was sharp. Screens pulsed with simulations. Panels spoke of machine learning, responsible AI , and cross-border digital frameworks. The vocabulary was expansive — Intelligence. Acceleration. Transformation. The future felt immediate. Outside, near the food counters, the rhythm changed. A wallet opened. Currency notes were unfolded. Change was counted into an outstretched palm. No QR scan . No confirmation tone. No soft glow of a completed digital transfer. Just paper. And in that ordinary exchange — there was contrast. Not ...

Feb 19, 2026 The introduction of the ‘ UPI One World Wallet’ during the AI Impact Summit 2026 marks a notable moment in India’s evolving digital payments landscape.  As a pilot initiative enabling international delegates to experience UPI without requiring an Indian bank account, it represents a practical demonstration of India’s Digital Public Infrastructure in a global setting. During the summit held in New Delhi from 16–20 February 2026, global delegates were reportedly enabled to access and use this facility for real-time digital payments .  In principle, such an initiative reduces onboarding friction for short-term international visitors and provides them with direct exposure to India’s interoperable QR-based payment ecosystem. UPI has, over the years, transformed domestic retail payments through simplicity, scale, and interoperability. Extending that experience — even in pilot form — to an international audience at a high-level global summit reflects t...

  BMTC UPI Payments and Canara Bank QR Codes: Enhancing Customer Experience at Scale As Bengaluru moves steadily toward cashless public transport, the QR code inside a city bus becomes more than a payment tool — it becomes a daily digital touchpoint for millions. When scale reaches 40+ lakh passengers a day, even small refinements can create meaningful impact.   Introduction: Where Digital India Meets Daily Commute Every day, more than 40 lakh passengers travel on buses operated by the Bengaluru Metropolitan Transport Corporation ( BMTC ). Increasingly, many of them prefer paying fares via UPI instead of cash. Inside these buses, a small but important digital touchpoint exists: the Canara Bank -issued static UPI QR code pasted for fare payments. In recent journeys across multiple BMTC routes, one consistent observation stands out — while UPI adoption is strong, the physical presentation of the static QR codes often relies on photocopied versions of the original prin...

  How RBI and DICGC Are Repricing Deposit Insurance Risk   RBI has approved a risk -based premium framework for deposit insurance from April 1, 2026, linking premiums to bank risk and long-term stability.   When RBI Lets Deposit Insurance Price Behaviour India’s Risk -Based Premium Framework Explained Deposit insurance is designed to be boring. It works best when no one notices it — when confidence is steady and the system hums quietly in the background. Yet, every once in a while, a regulatory change reshapes incentives so subtly that it deserves attention — not for what it announces, but for what it changes over time. On February 6, 2026, the Reserve Bank of India, through the Deposit Insurance and Credit Guarantee Corporation (DICGC), notified the implementation of a Risk-Based Premium (RBP) Framework for deposit insurance. From April 1, 2026, deposit insurance premiums will no longer be flat. They will begin to reflect how banks manage risk — and how long they...