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  Aadhaar Enabled Payment System – Coming soon – Live FIR and Dual SHG Authentication FIR – In AePS, FIR stands for Finger Image Record, not ‘First Information Report’.!!             NPCI-AePS team vide Cir No 22 dt.th August 2021 announced the rollout of XML Messaging specification for AEPS messages.             The sunset date for existing the AEPS protocol i.e. ISO-8583 is 30 th April 2021.             The XML messaging protocol will see two major initiatives i.e. A)      Implementation of Finger Image Record (FIR) on financial off-us transactions which would detect liveliness in all authentication request B)      Self Help Group (SHG) transactions will support dual authentication The Aadhaar Enabled Payments System (AePS), which is used to distribute Direct Benefit Transfer (DBT) payments and domestic transfers for people under the Jan Dhan financial inclusion initiative, has used fingerprint authentication so far. Aadhaar enabled Payment System (abbreviated as AePS) is a secured