Tuesday, September 22, 2015

Small Finance Bank - Janalakshmi Financial Services Private Limited, Bengaluru


     Janalakshmi Financial Services is one of the very few NGOs which focuses on Urban Poor. It started its journey in 1999. However, the major transformation happened in 2008 when it opened its first branch outside Bangalore in Coimbatore-Tamil Nadu.

     At present, it has a physical presence in 16 states through 229 branches, touching 27 lac customers.

Sphere of Influence: Area

The 16 States are:-
1.     Tamil Nadu,
2.     Karnataka,
3.     Maharashtra,
4.     Gujarat,
5.     Rajasthan,
6.     Haryana,
7.     Punjab,
8.     Uttharakand,
9.     Delhi,
10.  Uttar Pradesh,
11.   Madhya Pradesh,
12.  Bihar,
13.  Jharkand,
14.  Odisha,
15.  Chhatisgarh,
16.  West Bengal
Sphere of Influence: Loans

Loans for Individuals:-
  • Small Batch Loans
  • Nano Loans
  • Home Improvement Loans
  • Jana Kisan Loan
  • Education Loan
Loans for Enterprises:-
  • Super Nano Loan
  • Micro, Small and Medium Enterprise (MSME) Loans
  • Long term business loans
  • Equipment and machinery financing
Badhti Bachat is an innovative savings plan to meet the customer financial goals.
V S Radhakrishnan-MD & CEO is an ING Vysya Bank Alumni.

Send Congratulations Messages @ http://www.janalakshmi.com/contact-us/