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Showing posts from August, 2025

August 19 – The Curious Case of ChatGPT Go’s UPI Payment Pause

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  The Citizen Advocate Summary : Declaring April 11 as Safe ePay Day Proposing April 11 as Safe ePay Day to mark UPI ’s pilot launch on April 11, 2016, by NPCI with 21 banks, initiated by Dr. Raghuram G. Rajan in Mumbai . This initiative celebrates UPI’s seamless integration of banking and merchant payments. April 11 – Declare ‘Safe ePay Day’, Yes, April 11 is vacant in the UN Observance Day calendar UPI 10 th Birthday -April 11   Keeping my fingers crossed for tomorrow i.e August 20 th When UPI Pauses, Trust Speaks Louder: Reflections on ChatGPT Go ’s Payment Hiccup Today, August 19, 2025, many in India who were eager to try the new ChatGPT Go subscription plan (₹399/month) were met with an unexpected pause: UPI payments were temporarily disabled . For a country where UPI has become as natural as breathing, the outage sparked equal parts frustration and reflection. At first glance, it feels like an inconvenience—after all, when technology promises...

Sholay 50 Years: Why April 11 Could Be the New Yeh Dosti Day

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   The Citizen Advocate Summary : Declaring April 11 as Safe ePay Day Proposing April 11 as Safe ePay Day to mark UPI ’s pilot launch on April 11, 2016, by NPCI with 21 banks, initiated by Dr. Raghuram G. Rajan in Mumbai. This initiative celebrates UPI’s seamless integration of banking and merchant payments. April 11 – Declare ‘Safe ePay Day’, Yes, April 11 is vacant in the UN Observance Day calendar UPI 10 th Birthday -April 11 2026 1975 - I was too young, just five years old, and in Poona. Do not remember in which theatre it was released, but very faint memories of the posters, yes, a couple of posters. My brother – 3 years old My sister – 1 year old I'm not sure when my father first took me to Sholay , but the dialogues still resonate in my memory. Sholay 50 Years: From Film Reels to Secure eDeals   Sholay isn’t just a film — it’s a cultural heartbeat that has pulsed through India for half a century. From the thundering “Kitney aadmi t...

RBI’s Continuous Cheque Clearing: From Days to Hours Starting October 4, 2025. Indian Banking’s Biggest Cheque Overhaul in Decades

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In one of the biggest operational shifts in Indian banking history , the Reserve Bank of India is about to make cheques move almost as fast as digital payments. Starting October 4, 2025 , the Cheque Truncation System (CTS) will move from slow, batch-based processing to continuous clearing with settlement on realisation — a transformation that will slash cheque clearance times from days to hours. For millions of individuals and businesses still relying on cheques for high-value transactions, this could mean same-day access to funds and a level of speed previously reserved for UPI, IMPS, and NEFT . This isn’t just an upgrade to the back office — it’s a game-changer for trust, liquidity, and cash flow in the Indian banking system.   RBI to Roll Out Continuous Cheque Clearing from October 4, 2025 — Faster Credit, Same-Day Settlements The Reserve Bank of India (RBI) is set to modernise the Cheque Truncation System (CTS) by moving from batch-based cheque proces...

August 13: Metro Rides & Blooms — 218th Lalbagh Flower Show via RV Road Interchange!

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  Published on: August 12, 2025. Travel Date: August 13, 2025 🌼🚇 Author: Nayakanti Prashant – Citizen Advocate for Safe ePay Day April 11   The 218th Lalbagh Flower Show is in full bloom! 🌸 With six days already over and another six days still remaining , this is your golden opportunity to experience Bengaluru ’s most celebrated floral spectacle before it closes on August 18, 2025 . This year’s show features breathtaking floral installations , rare plant varieties, and themed displays honoring horticultural traditions from across India.   The Citizen Advocate Summary : Declaring April 11 as Safe ePay Day Proposing April 11 as Safe ePay Day to mark UPI’s pilot launch on April 11, 2016, by NPCI with 21 banks, initiated by Dr. Raghuram G. Rajan in Mumbai. This initiative celebrates UPI’s seamless integration of banking and merchant payments. April 11 – Declare ‘Safe ePay Day’, Yes, April 11 is vacant in the UN Observance Day calendar ...