5 Tips for a Stress-Free Credit Card Due Payment via CRED

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          CRED is one of its kind App to earn rewards for your credit card dues. 


The App requires one to have a minimum credit score of 750 points to register one’s credit cards on the App and to make the payment of your credit card dues.
          
The App has gained traction since its launch, and the users are looking forward to new features on the App.
          
Post Objective: Few tips to for a stress-free process in CRED.
          
Top 3 Advantages of CRED

Advantage 01) View the ‘Due Date’, and ‘Amount Due’ of all your linked credit cards. Just tap on the card to pay the outstanding amount of the respective credit card bill.
No need to set up reminders or execute future dated transactions in your payment channel for payment on the desired date.

Advantage 02) Pay the outstanding in bits, and CRED will only show the remaining amount still due on a respective credit card. This enables you to pay the bills over a period of time, keeping a eye on the final Due date.

Advantage 03) The due date of the linked credit cards reflects in the main page. Based on the due date, you can decide which card to use for the transaction in hand. This will enable you to enjoy the biggest credit free cycle on your credit cards

Tip 01) Prior to set up of the card in the CRED APP, a ONE Rupee IMPS Credit transaction is initiated by CRED. This is a authentication message for CRED to register the respective credit card against the user’s profile in CRED App.
Please carefully check the ONE Rupee credit in your Credit Card Account before initiating any payments via the CRED APP.


Tip 02) Complete the ‘Due Amount’, payment at least 1 day prior to the Due Date. Do not wait till the last moment to do the payment. This will enable you to track your payment if it gets lost in the way.
Actually, once the One Rupee Credit is successfully done, all the future payments should be smooth.
Based on the One Rupee Credit, the Payment Details are set up in CRED System. All future payments are routed based on the same template.
Hence, there is no reason for a payment to fail or get lost.

Tip 03) Once you execute the payment to the respective credit card from CRED APP, look out for their SMSs’, this will enable you to track the final payment to your respective credit card.  


Tip 04) After 24 hours, do check your Credit Card account, your payment should reflect by now.

See the below screen shots. 
CRED has made the payment via IMPS on 28/08/2019 and it was acknowledged on 29/08/2019


Tip 05) Do not be over Greedy. Greediness to an extent is good, but overgreediness just adds to your stress
Best of Luck for in your quest for more points in your CRED Journey.

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