Covid19 Fine ‘For Not Wearing Mask’ - BharatQR should be the default payment mode

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This article caught my attention

Operation cover-up: Khaki will ensure there are masks on face @ https://bangaloremirror.indiatimes.com/bangalore/cover-story/operation-cover-up-khaki-will-ensure-there-are-masks-on-faces-marshal-law-in-bengaluru/articleshow/78522464.cms

          BBMP Marshals in Bengaluru are being provided with POS Machines to collect the Not Wearing Mask fine via digital modes.

          This was necessary as the main excuse for not able to pay the fine on the spot, “Holding only cards, No cash”

          As the numbers of folks coming up with the above excuse was increasing day by day, BBMP officials had no choice but to provide POS Machines to BBMP Marshals and other personnel to collect the imposed fine on the spot.

          The above scenario is common across India. Nowadays, many local municipal authorities are levying fines for Not Wearing Mask.

          Railways too have started to levy fines on passengers not wearing masks. Read this article @ https://www.businesstoday.in/latest/trends/indian-railways-to-impose-rs-500-fine-for-not-wearing-masks-on-trains-railway-premises/story/436878.html

          As more and more local municipal authorities and other public utility companies may impose fine till Covid19 recedes, BharatQR should be the default fine payment mode.

Bharat QR is a new transformative way to pay with one’s mobile phone. There’s no need to carry cash.

Secure – Bharat QR is as secure as making a payment via UPI. Your card details are not exposed to any third party.

              Interoperable – One can use any of the apps that support BharatQR and pay using Cards (via Visa, MasterCard, Amex or RuPay) or BHIM-UPI

No additional charges – There is no additional charge applied to customer for making payments via Bharat QR

          Is it difficult to implement BharatQR as the default payment mode?  Ideally no, as majority of Banks and Fintech Aggregators have superb BharatQR solutions.  

 The only drawback with a pure BharatQR display card, is that folks may tell there is no enough mobile currency to connect to internet.

No room for corruption All digital payments are made through a POS machine is connected to an HDFC account in BBMP’s name.

The bill generated is connected with the name and contact of the person penalised. Tickets are handed over even when cash is cash is paid.

The same system of billing is followed. All tickets are numbered, to ensure that all cash payments are deposited in the bank.

Hopefully, HDFC Bank has offered "SmartHub DiGiPOS" solution to BBMP and the not routine POS terminals.

HDFC Bank has a Payment Smart Hub and the various offerings under SmartHub Solutions are POS, mPOS- Mobile Card Swipe Machine POS, Wireless Card Swipe Machine (GPRS), DiGiPOS, PayZapp, QR code-based payments, UPI, Debit Card, Credit Card, Net Banking, etc.

 

 

Additional Reading material: -     

BBMP chief accepts HDFC's PoS machines to collect fines @ https://www.ibtimes.co.in/maskless-bbmp-chief-accepts-hdfcs-pos-machines-collect-fines-netizens-point-out-irony-835424

Delhi - Penalty for not wearing mask in public up from ₹500 to ₹2,000

Indore - Fine for not wearing mask: Over 9,000 mask-less people fined in Indore in March

Chennai - Chennai, Coimbatore civic bodies announce penalty for not wearing masks

Chennai Metro - Chennai Metro riders not wearing masks will be fined

Andhra Pradesh - 18,565 challans issued for not wearing masks in A.P.

Telangana - Telangana imposes ₹1,000 penalty for not wearing mask

Kerala - Non-Wearing of Mask - 15,53,099 Cases registered against non wearing of mask as on 23-04-2021.

West Bengal - 698 prosecuted for not wearing masks

Paytm, PhonePe, other payment cos will have to shift to interoperable QR code by March 2022

Asia - The importance of QR codes in a pandemic: lessons from Asia Pacific

 

          Disclaimer: These are my personal view only. The bottom line is Mission #LessCashNotCashLess

            

 

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