innovationinbanking

  The Vision - Executive Summary: Declaring April 11 as Safe ePay Day Proposing April 11 as Safe ePay Day to mark UPI’s pilot launch on April 11, 2016, by NPCI with 21 banks, initiated by Dr. Raghuram G. Rajan in Mumbai. This initiative celebrates UPI’s seamless integration of banking and merchant payments.     UPI, ONDC, and Uber: A Trifecta Redefining Urban Transit   In the latest wave of fintech-meets-mobility innovation, Uber has quietly made a power move . By integrating Delhi Metro ticketing into its app via the government-backed ONDC (Open Network for Digital Commerce) , Uber is doing more than selling train tickets—it's strategically embedding itself into the daily lives of millions. 👀 While all eyes are on ONDC’s transformation of digital commerce, the real value in this story may lie in what Uber gains . Let’s break it down. 👇 Yes, in this, ONDC is the chief winner 🎯 Uber's Real Win: Becoming More Than a Ride-Hailing Ap...

    The Vision - Executive Summary: Declaring April 11 as Safe ePay Day Proposing April 11 as Safe ePay Day to mark UPI’s pilot launch on April 11, 2016, by NPCI with 21 banks, initiated by Dr. Raghuram G. Rajan in Mumbai. This initiative celebrates UPI’s seamless integration of banking and merchant payments.     It’s the end of May. The cricketing stakes are high. The playoffs are here. But beyond the sixes, super overs, and soaring TRPs, IPL 2025 is quietly batting for a revolution—one that’s powered by safe, seamless, digital payments. 📲 This year’s Qualifier 1 and Eliminator will unfold in the lush, modern expanse of the Maharaja Yadavindra Singh International Cricket Stadium , located in Mullanpur, New Chandigarh . For many, it's about cricket glory. But for the observant, it's also about something deeper— how India's towns, fans, food joints, and travel habits are undergoing a fintech transformation . Let’s dive in.   🏟️ The Gr...

  The Vision - Executive Summary: Declaring April 11 as Safe ePay Day Proposing April 11 as Safe ePay Day to mark UPI’s pilot launch on April 11, 2016, by NPCI with 21 banks, initiated by Dr. Raghuram G. Rajan in Mumbai. This initiative celebrates UPI’s seamless integration of banking and merchant payments.   YES BANK, a leading private sector bank in India, has long been committed to transforming the financial landscape by delivering **exceptional banking experiences** across every touchpoint.  With a focus on innovation, transparency, and customer empowerment, YES BANK continues to set new benchmarks in the banking industry. Recently, the bank announced a significant step in this journey: the appointment of **Ms. Harmeet Chadha as its new Chief Experience Officer**.   ## A Seasoned Leader for a Customer-Centric Vision Ms. Harmeet Chadha brings over **25 years of experience** in customer experience, operations, compliance, digital transformation, and AI-led innovat...