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  One idea recurs with intention: safe systems endure when safe habits endure. The C.A.S.H.E.W. Model is a simple, human checklist for mindful digital payments. C — Check the source Before scanning or approving, confirm who you are paying. A — Avoid haste and impulse Speed is powerful, but pause is protective. S — Secure your device Updates, locks, and alerts are quiet guardians. H — Help others transact safely Especially first-time users and senior citizens . E — Educate through example Good habits spread faster than warnings. W — Watch for red flags Unusual requests , urgency , or unfamiliar flows . These are not rules imposed from above. They are behaviours practiced from within. About this page: This note documents a behavioural framework developed through long-term observation of everyday digital payment use. 01  LinkedIn Profile    

  Four Labour Codes, One Considered Response: Why I Chose the Code on Wages Government of India invited public feedback on four draft labour codes. I explain why I submitted suggestions only on the Code on Wages, and summarise my concept note on wage transparency and worker confidence. Recently, the Ministry of Labour and Employment , Government of India, invited public comments and suggestions on draft rules under four labour codes . Such consultations matter. They are among the few formal spaces where individual citizens can place thoughtful inputs on record before rules are finalised. After reading through the drafts, I chose to submit feedback on only one of the four codes. This post explains which codes were opened for consultation, why I limited my response to a single code, and the essence of what I submitted. The Four Draft Labour Codes Open for Feedback The consultation covered draft rules under the following labour codes: Code on Wages https://www.indi...