The C.A.S.H.E.W. Model for Safe Digital Payment Habits

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 One idea recurs with intention:

safe systems endure when safe habits endure.


The C.A.S.H.E.W. Model is a simple, human checklist for mindful digital payments.

C — Check the source
Before scanning or approving, confirm who you are paying.

A — Avoid haste and impulse
Speed is powerful, but pause is protective.

S — Secure your device
Updates, locks, and alerts are quiet guardians.

H — Help others transact safely
Especially first-time users and senior citizens.

E — Educate through example
Good habits spread faster than warnings.

W — Watch for red flags
Unusual requests, urgency, or unfamiliar flows.

These are not rules imposed from above.
They are behaviours practiced from within.

About this page: This note documents a behavioural framework developed through long-term observation of everyday digital payment use.

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