innovationinbanking

  Published on 9 th September 2026 DonationCoins 7 of 777 The Intro A physical religious donation enters the donation box. But where can leakage occur before it reaches the Bank Account? Nayakanti Prashant 3rd Gen Banker & Citizen Lobbyist – Bengaluru https://in.linkedin.com/in/prashantnayakanti   Common Trigger The trigger remains the same: physical giving still matters, even as digital transactions become part of everyday life. When a devotee places a physical religious donation into a donation box, the act of giving is complete. But the donation still has a journey ahead — through collection, counting, custody and movement, before reaching the institution's Bank Account. Could each stage of that journey be adapted to minimise the opportunities for leakage? Absolutely. With the 95%–98% grey zone, I would keep the three acts balanced and avoid making DC7 sound like a promise or accusation. The Journey Has Multiple Wheels A physical religious donation do...

  Published on 27 th August 2026 We swipe, scan and tap more than ever.       Yet when we visit a place of worship, many of us still reach for a physical ₹10 or ₹20 note — or another denomination.            Why? Nayakanti Prashant 3rd Gen Banker & Citizen Lobbyist – Bengaluru   Starting Point Perhaps it is not simply about the value of the note. There is something about the physical act of giving — receiving the note, holding it, walking towards the donation box or plate, and finally letting it go. The transaction may take only a few seconds. But the experience can be deeply personal. Digital donations have their place. Physical donations have their place too. The question is not which one should replace the other. The question is whether we can make the physical donation journey better. The Observation Once the devotee lets go of that note, something interesting happens. The devotee generally do...