Warm welcome to 12 crores Bank Customers

          This Press Release announces the addition of 12 crores bank customers to the digital banking channel.

          12 crores bank customers with accounts in 19,000+ branches of 56 Regional Rural Banks (RRBs) can experience of the joy of Safe eTransactions through their RuPay cards.

          The need to withdraw physical cash from their bank accounts and use the same for shopping has been eliminated with their RRB Bank being part of the NPCI RuPay network.

          At the same time, the bank customers can also opt for digital payments through the NACH Debit channel.  At present all the RRBs have been enabled for NACH Credit. A few RRBs are on NACH Debit too. In the near future all the RRBs will be live on NACH Debit too.

          A brief history of RRBs can be read here.

          NACH Debit details are explained in this presentation.

Benefits to RRBs

1)     Migration of customers from RRBs to other public/private sector banks reduced.

2)    Increase in average balance in the saving bank accounts.

3)    Readymade pool to extend other ancillary services

Advantage to customers

a)     No need to maintain multiple bank accounts.

b)    Personal touch banking can still continue, as the RRB customers can continue to visit their base branches for routine banking activities.

Gains to businesses

01)  Launch tailor made products for RRB customers.

List of RRB Banks
Sr.No	Bank Code	BANK NAME	Type
1	AGVX	ASSAM GRAMIN VIKASH BANK	RRB
2	APGB	ANDHRA PRAGATHI GRAMEENA BANK	RRB
3	APGX	ANDHRA PRADESH GRAMEENA VIKAS BANK	RRB
4	APRX	ARUNACHAL PRADESH RURAL BANK	RRB
5	ARYX	GRAMIN BANK OF ARYAVART	RRB
6	AUGX	ALLAHABAD UP GRAMIN BANK	RRB
7	BGBX	BIHAR GRAMIN BANK	RRB
8	BGGX	BARODA GUJARAT GRAMIN BANK	RRB
9	BGVX	BANGIYA GRAMIN VIKASH BANK	RRB
10	BRGX	BARODA RAJASTHAN KSHETRIYA GRAMIN BANK	RRB
11	BUGX	BARODA UTTAR PRADESH GRAMIN BANK	RRB
12	CGBX	CHHATTISGARH GRAMIN BANK	RRB
13	CGGX	CHAITANYA GODAVARI GRAMEENA BANK	RRB
14	CMPX	CENTRAL MADHYA PRADESH GRAMIN BANK	RRB
15	DEGX	DENA GUJARAT GRAMIN BANK	RRB
16	DGBX	TELANGANA GRAMEENA BANK	RRB
17	EDBX	ELLAQUAI DEHATI BANK	RRB
18	HGBX	SARVA HARYANA GRAMIN BANK	RRB
19	HMBX	HIMACHAL GRAMIN BANK	RRB
20	JGBX	JHARKAND GRAMIN BANK	RRB
21	KGBX	KAVERI GRAMEENA BANK	RRB
22	KGSX	KASHI GOMTI SAMYUT GRAMIN BANK	RRB
23	KLGB	KERALA GRAMIN BANK	RRB
24	KVGB	KARNATAKA VIKAS GRAMEENA BANK	RRB
25	LDRX	LANGPI DEHANGI RURAL BANK	RRB
26	MADX	MADHYANCHAL GRAMIN BANK	RRB
27	MBGX	MADYA BIHAR GRAMIN BANK	RRB
28	MDGX	RAJASTHAN MARUDHARA GRAMIN BANK	RRB
29	MERX	MEGHALAYA RURAL BANK	RRB
30	MGBX	MAHARASHTRA GRAMIN BANK	RRB
31	MGRB	MALWA GRAMIN BANK	RRB
32	MRBX	MANIPUR RURAL BANK	RRB
33	MZRX	MIZORAM RURAL BANK	RRB
34	NJGX	NARMADA JHABUA GRAMIN BANK	RRB
35	ODGB	ODISHA GRAMYA BANK	RRB
36	PABX	PALLAVAN GRAMA BANK	RRB
37	PASX	PASCHIM BANGA GRAMIN BANK	RRB
38	PBGX	PUDUVAI BHARATHIAR GRAMA BANK	RRB
39	PDNX	PANDYAN GRAMA BANK	RRB
40	PGBX	PRAGATHI KRISHNA GRAMIN BANK	RRB
41	PRTH	PRATHAMA BANK	RRB
42	PUGX	PUNJAB GRAMIN BANK	RRB
43	PURX	PURVANCHAL GRAMIN BANK	RRB
44	SAGX	SAURASHTRA GRAMIN BANK	RRB
45	SJGX	SUTLEJ GRAMIN BANK	RRB
46	SPBX	SAPTAGIRI GRAMEENA BANK	RRB
47	SUBX	SARVA UP GRAMIN BANK	RRB
48	TGBX	TRIPURA GRAMIN BANK	RRB
49	UBGX	UTTAR BIHAR GRAMIN BANK	RRB
50	UGBX	UTKAL GRAMEEN BANK	RRB
51	UKGX	UTTARBANGA KSHETRIYA GRAMIN BANK	RRB
52	UTGX	UTTARAKHAND GRAMIN BANK	RRB
53	VGBX	VANANCHAL GRAMIN BANK	RRB
54	WKGX	VIDHARBHA KOKAN GRAMIN BANK	RRB
55	XJKG	J&K GRAMEEN BANK ACH	RRB