Atmanirbhar @ eTrading of Agriculture Produce to boost Digital Transactions
In today’s announcement by Smt.Nirmala Sitharaman, India’s Finance Minister FM announcement on the ongoing Atmanirbhar reforms, the following point fascinated me.
Quote:
10. A central law will be
formulated to provide
- Adequate choices to sell produce at attractive price.
· Framework for e-trading of agriculture produce
Unquote
The
first step towards digitization of transactions in the Agricultural produce area
took off with fine-tuning of eNAM platform.
The
eNAM platform took off in the 2nd quarter of 2016 with 21
Agricultural Mandis taking part in the pilot run.
Over
the years, 585+ plus mandis across 16 States and 2 UTs onboarded eNAM platform.
38 new mandis got integrated on
eNAM on 15th May 2020 taking the total mandis to 1000. Yes, 1000
mandis are now live on eName
And,
today’s announcement mentions about a Central Law to further strengthen eNAM platform.
eNAM buyers have 4 options to make the
invoice payment.
Payment Option
01) Payment via Challan
Payment Option
02) Payment via Net Banking
Payment Option
03) Payment via UPI App
Payment Option
04) Payment via Pay2Corp
Option 1 is a part physical – part digital-part
physical payment. Buyer remits the funds to the seller via NEFT challan
deposited at his/her bank branch.
Option 2, 3 and 4 – Complete digital payment. The buyer completes the invoice payment via contactless options, i.e there is no
need to visit any bank branch physically.
Few State Governments offer incentives
to the buyers who opt for Digital Payments. The incentives are dynamic and
interest readers can click on the ‘Incentives’, the button for the latest offers.
To safeguard the income of traditional
Aarthiyas (Registered Commission Agents) transactions on eNAM are via
Registered commission agents only, just like traditional APMCs.
Today’s announcement is the icing on the
cake.
References:
PIB eNAM Press Release
dt.13th April 2020
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